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Why Pay Cash for Physical Therapy?

At Physio412, we don’t agree with insurance companies dictating your care.



We believe your care is individual to you and should be a decision between you and your Physical Therapist. This shouldn’t be a decision made by a person sitting behind a desk trying to meet insurance company demands to deny your visits. The insurance model stands in the way of quality care.


In traditional physical therapy clinics, you will find that you are often double or triple booked with other patients during your appointment time. Clinics do this because reimbursement rates from the insurer to the provider are continuously dropping and they need to figure out ways to keep the lights on. The easy solution is to see more patients in less time. Physical Therapists in this model aren’t afforded the time to assess you each visit and tweak your care accordingly. This means less quality care, with more visits than necessary and more dollars spent.


At Physio412, we believe in dedicating our time to you. Every visit is one-on-one with a highly trained Physical Therapist. This allows you to get back to feeling your best quicker than you could imagine. It also means overall less visits and less dollars spent.

Did you know? If you have an HSA or FSA account you can pay for all services with that card. AND if your insurance plan has out-of-network benefits you may be able to be reimbursed for physical therapy services.

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